Terms & Conditions

1. Acceptance of Terms

By accessing or using the Care Financial website (the "Site") or by submitting your information through any form on this Site, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use of the Site.

2. Services

Care Financial LLC provides payroll processing and compliance services exclusively for home care agencies. Nothing on this Site constitutes a binding engagement, financial advice, legal advice, or a commitment to provide services. An engagement only begins upon execution of a written service agreement.

3. SMS Communications

By providing your phone number and checking the consent box on our contact form, you expressly consent to receive SMS/text messages from Care Financial LLC related to your inquiry, including follow-up communications from our payroll team.

• Message frequency: Message frequency varies based on your inquiry and engagement status.
• Message and data rates may apply depending on your mobile carrier and plan.
• Opt-out: Reply STOP to any text message to unsubscribe at any time. You will receive a confirmation message and no further SMS messages will be sent.
• Help: Reply HELP or contact us at hello@carefinancial.io for assistance.
• Data sharing: Mobile opt-in data will not be shared with third parties for marketing purposes.

Care Financial SMS communications are managed in compliance with the CTIA Messaging Principles and Practices and applicable U.S. telecommunications regulations, including the Telephone Consumer Protection Act (TCPA).

4. Confidentiality

All information shared with Care Financial in connection with a potential or active engagement is treated as strictly confidential. We operate under a mutual confidentiality understanding from first contact and execute formal NDAs as required.

5. Intellectual Property

All content on this Site — including text, graphics, logos, and data — is the property of Care Financial LLC or its content licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Disclaimer of Warranties

This Site and its content are provided on an "as is" basis without warranties of any kind, express or implied. Care Financial makes no representations or warranties regarding the accuracy, completeness, or suitability of any information on the Site for any particular purpose.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Care Financial LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or any services described here.

8. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience only. Care Financial has no control over and assumes no responsibility for the content or practices of any third-party sites.

9. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

10. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be effective upon posting to this page with a revised "Last updated" date. Your continued use of the Site constitutes acceptance of the updated terms.

11. Contact Us

For questions about these Terms & Conditions, please contact us:

Care Financial LLC
Email: hello@carefinancial.io
Website: www.carefinancial.io